Estimate your take-home pay after federal tax, state tax, Social Security, and Medicare. Pick a state, enter your pay, done.
| Gross pay (annual) | $0 |
| Federal income tax | $0 |
| Social Security (6.2%) | $0 |
| Medicare (1.45%+) | $0 |
| State income tax | $0 |
| CA State Disability Insurance (1.3%) | $0 |
| Net pay (annual) | $0 |
Estimates only, based on 2026 IRS federal brackets and published 2026 state tax rates. Uses the standard deduction and does not account for local/city taxes, pre-tax benefit elections beyond what you entered, tax credits, or itemized deductions. For an exact figure, check your pay stub or consult a tax professional.
Nine U.S. states — including Texas, Florida, Washington, Nevada, Tennessee, Alaska, New Hampshire, South Dakota, and Wyoming — have no state income tax at all. California has the highest top marginal state rate in the country (up to 13.3%) but also a lower earner-friendly bottom bracket. New York's rates run from 4% to 10.9%. Actual take-home also depends on cost of living, so a higher headline paycheck in a no-tax state doesn't always mean more purchasing power.
We start with your gross pay, apply the 2026 IRS standard deduction for your filing status, then run the remainder through the seven federal tax brackets (10% to 37%) so only the income inside each bracket is taxed at that bracket's rate. Social Security (6.2%, up to the $184,500 wage base) and Medicare (1.45%, plus an extra 0.9% above $200,000) come off next, followed by any applicable state tax.
Yes. There's no signup, no email required, and no cost to use any calculator on this site.
The federal brackets, FICA rates, and state tax tables are reviewed and updated for each new tax year as the IRS and state agencies publish their figures.
California, Texas, New York, Florida, Washington, Nevada, Tennessee, Alaska, New Hampshire, South Dakota, and Wyoming are currently available, with more states planned.
No. All calculations run directly in your browser. Nothing you enter is saved, transmitted, or stored on any server.