See what you actually take home in California after federal tax, state income tax, SDI, and FICA. Enter your pay, get your number instantly.
| Gross pay (annual) | $0 |
| Federal income tax | $0 |
| Social Security (6.2%) | $0 |
| Medicare (1.45%+) | $0 |
| State income tax | $0 |
| CA State Disability Insurance (1.3%) | $0 |
| Net pay (annual) | $0 |
Estimates only, based on 2026 IRS federal brackets and published 2026 state tax rates. Uses the standard deduction and does not account for local/city taxes, pre-tax benefit elections beyond what you entered, tax credits, or itemized deductions. For an exact figure, check your pay stub or consult a tax professional.
California has the highest top marginal state income tax rate in the country (13.3% on income over $1 million) but also has a gentle bottom bracket starting at just 1%. On top of state income tax, California is one of the only states that deducts State Disability Insurance (SDI) — 1.3% of wages with no cap — which funds paid family leave and short-term disability benefits.
We start with your gross pay, apply the 2026 IRS standard deduction for your filing status, then run the remainder through the seven federal tax brackets (10% to 37%) so only the income inside each bracket is taxed at that bracket's rate. Social Security (6.2%, up to the $184,500 wage base) and Medicare (1.45%, plus an extra 0.9% above $200,000) come off next, followed by any applicable state tax.
California uses a progressive income tax with ten brackets ranging from 1% to 13.3%, depending on your income and filing status. On top of that, California deducts 1.3% for State Disability Insurance (SDI), which has no wage cap.
No. Unlike some states with city-level taxes, California does not add a separate municipal income tax on top of the state rate.
State Disability Insurance (SDI) is a mandatory 1.3% payroll deduction that funds California's paid family leave and short-term disability benefits.
It uses California's published 2026 tax brackets and SDI rate. It's an estimate for planning purposes — your actual paycheck may vary slightly based on your employer's specific payroll setup and your W-4/DE-4 elections.